Guides
The decisions we get asked about most, explained plainly, with the figures checked against gov.uk and the sources shown. No answer here depends on you becoming a client.
Sole trader vs limited company →
This is the question we are asked more than any other. The honest answer is that it depends on your numbers, but the way the decision works is not complicated, and you can get most of the way there yourself.
Updated 23 August 2026Umbrella vs limited company →
For contractors this decision is usually settled by one thing: whether your engagements fall inside or outside the off-payroll working rules. Everything else is secondary.
Updated 23 August 2026When to register for VAT →
Most people know the threshold. Fewer know that it is tested on a rolling basis, which is what catches businesses out, because you can cross it in a month that has nothing to do with your year end.
Updated 23 August 2026Still not sure which way to go?
We will work the comparison through on your own figures and give you a straight answer. The first consultation is free and carries no obligation.